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PERSONAL INJURY LAWYERS
Personal Injury Lawyer Toronto | Car accident Lawyer Toronto
Have you or a loved one been involved in a car accident or injured from a slip and fall accident? You deserve a dedicated personal injury lawyer who works in the field and understands it through and truly cares about your situation. Our professional team of car accident lawyers and personal injury lawyers will help get you understand your options and guide you to make the best decision and receive the compensation you deserve.
Our handpicked personal injury lawyers have served clients in Toronto and across Ontario for years practicing in personal injury law and automobile accidents. With proven success rate helping victims through car accidents, slip and fall injuries, animal and dog bites, brain injuries, work related injuries, wrongful cases, long-term disability and other insurance claims makes it easier for you to choose the right team of lawyers and focus on your recovery after personal injury. We are committed to customer service and personalized attention to ensure each client receives the attention and receives the compensation they deserve and after all we only get paid if you get paid therefore we do our best to get you the highest compensation possible.
Being in an accident and having personal injury can be a frustrating experience, our team of personal injury lawyers will fight the insurance companies and make sure you have the right representation.
Commuting by car from place to place in the GTA is something countless Toronto drivers take for granted on a daily basis, rarely pausing to contemplate the potential risks involved in careless driving or speeding. Though this confidence is generally well-placed, an alarming number of drivers and passengers each year suffer severe harm in accidents on the road caused by avoidable negligence on the part of others.
If you have been injured in a car accident and wish to learn more about your options, a Toronto car accident lawyer is ready and willing to serve. The party interested in filing a claim has 120 days to notify the at-fault driver of their intention to sue and has only two years to file a lawsuit. With requirements in mind, it is imperative those injured consult with a compassionate car accident lawyers as soon as possible to begin filing their injury claim.
We Work on Contingency, You pay us nothing unless we recover money for you
Diamond and Diamond lawyers
Preszler Law Firm
Neinstein Personal Injury Lawyers
Will Davidson LLP
Gluckstein Personal Injury Lawyers
Allan S Blott QC Law Firm
Jellinek Law Office
Most Common Car Accident Scenarios in toronto:
Failure to heed changing weather and/or road conditions
Driving under the influence of drugs and/or alcohol
Texting behind the wheel
Failure to obey traffic signals
Exceeding posted speed limits
Improper lane changes
Defective design/manufacture of vehicles and/or vehicle components
Improperly loaded cargo
Faulty or neglected vehicle maintenance
Jasmine Daya & Co.
Aaron Waxman and Associates
Taverniti Vashishth LLP
Common Car Accident Injuries in Toronto
Car accidents are a serious event in your life. Serious and even catastrophic injuries are often the outcome for far too many involved in Toronto car accidents. In such cases, there is no dollar figure certain to fully compensate victims for all that has been lost, but we make sure that substantial financial compensations which can help ease the unexpected issues related to your car accident injury produced by harm that may include the following is paid to you :
Spinal cord damage
Skin burns and resulting disfigurement
Limb amputations due to nerve damage
Injuries to vital internal organs
Traumatic brain injury/lasting cognitive impairment
Ontario’s Auto Insurance Coverage
All Vehicle owners across Ontario must purchase a minimum standard of auto insurance coverage. A minimum policy will include third-party liability coverage, direct compensation for resulting property damage, no-fault benefits as well as benefits applicable in cases involving uninsured motorists. Drivers can also elect to buy additional benefits coverage to cover increased amounts for attendant care, rehabilitation, housekeeping and home maintenance costs, caregiver benefits, higher medical benefits limits
Toronto Policyholders after car accident need to realize, however, that insurance companies often go to great lengths to dispute, minimize and sometimes even deny otherwise valid benefits claims. Therefore, it is incumbent on accident victims to secure the advice of an experienced auto accident advocate who can help substantiate your losses.
Will Davidson LLP
Accurately Valuing What Has Been Lost in a Car Accident
While in some situations, determining the actual value of what an accident victims has lost is relatively straightforward. A simple review of medical bills, wage records, property damage repair invoices and the like can make quantifying damages quick and easy. Of course, there are several other potential categories of loss that present much greater challenges in terms of ascertaining a fair level of compensation.
Victims seeking monetary recovery for things such as emotional trauma, physical suffering, detriment to prior lifestyle and the like demand expert analysis and careful consideration of a whole host of factors.
Fortunately, a skilled accident lawyer will be able to draw on long-established relationships with economic loss experts, physicians and other subject-matter authorities who can help them arrive at an accurate value of non-economic harm sustained.
Marshalling Persuasive Evidence on Behalf of Victims
When it comes to building the best possible case, whether for full payment of an insurance claim or in the context of a tort action against an at-fault driver, there is no substitute for exhaustive documentary evidence.
Thus, the more a victim can do to aid in the collection, assembly and organization of photographs, medical records, employment and wage data and other key categories of supporting materials, the stronger their chances of ultimate success.
Timely Pursuit of Justice and Accountability
The time period following a serious car accident is known for being fraught with anger, frustration, pain, and uncertainty. The attentions of victims and their loved ones are often trained primarily on physical recovery, loss mitigation, and sheer survival. However, it is necessary for those negatively affected by the negligence of others on the road to remember that their time to seek formal recourse is not unlimited.
While the process of securing benefits via an insurance policy is something most victims will undertake soon after the event itself, any potential initiation of a tort action should also be brought to the forefront as soon as possible. Pursuant to the Limitations Act, 2002, s.4, Ontario has limited the time period for pursuing a negligent motorist in court to two years. Furthermore, the targeted defendant must be provided with notice of the intended action within 120 days of the crash itself.
By consulting with an Ontario auto accident attorney as possible following a serious injury event, potential plaintiffs can begin the process of preserving and gathering important evidence, building effective legal arguments and improving their likelihood of success. In addition, an experienced car crash advocate will be able to ensure timely compliance with all statutory filing requirements so that the ability to pursue justice and full accountability is not lost.
How a Toronto Car Accident Lawyer Can Help
When the unexpected happens and another party’s negligence on the road results in real harm, it can be difficult to know which way to turn. A good Traffic lawyer in Toronto will fight for your right to get the treatment and care you need following any type of accident. Skilled Ontario accident attorneys know that insurance companies are required to prove you have a minor injury, not for you to prove your injuries are more serious.
Ontario Car Accident Statistics
The last few years have seen significant fluctuations in the annual number of motor vehicle collisions in Ontario causing personal injuries or death.
- In 2014, there were 38,724 such accidents — 4,000 fewer than in 2013.
- 2015 saw fatal collisions and injury collisions jump to nearly 40,000.
- In 2016, the number fell again, to less than 36,000.
Unfortunately, we are still waiting for official figures from the Ministry of Transportation (MTO) for 2017, so we don’t know for sure yet whether it continued the upward trend of 2015 or the downward trend from 2016. What limited information we do have offers conflicting evidence.
On the one hand is Allstate Canada’s 2017 Safe Driving Study (SDS), released in late November, which suggests that Ontario’s streets are becoming more dangerous. The SDS reports that the frequency of collision claims in Ontario increased by almost 5% in the two-year period ending in June 2017 when compared with the two-year period ending June 2015. It attributes much of that increase to an 8.5% jump in metro Toronto.
On the other hand, Toronto (TPS) statistics suggest that our roads may be getting safer. As of mid-December 2017, Toronto had seen only 59 traffic fatalities for the year. In contrast, Toronto was home to 77 traffic fatalities in 2016.
We won’t know which of these sources, if either, accurately reflects what 2017 meant for Ontario drivers until MTO releases its own annual report. However, each does provide some insight for Ontario drivers, so let’s consider them in more detail.
Overview of SDS Findings
The SDS summarizes Allstate’s paid-out claims in four provinces: Alberta, New Brunswick, Nova Scotia, and Ontario. For Alberta, New Brunswick, and Nova Scotia, the SDS reports that the rate of collision claims fell between the comparison period (2013-2015) and the current period (2015-2017). But the increase in Ontario more than offset the other provinces’ decreases, leading to an overall increase of 2.5%.
The SDS also reports statistics for 93 local communities. Of the 20 communities with the highest claims rates, 19 were in Ontario, including Toronto. In fact, of the four provinces analyzed, Ontario had the second-highest claims frequency.
Of course, some caveats should be kept in mind concerning the SDS data. First, it only concerns claims on Allstate policies on which the company paid out. If trends among Allstate’s drivers do not match overall provincial or national trends, then the information in the SDS is of little use in understanding how Ontarians generally fared in 2017.
Second, it covers the period from July 2015 to June 2017. From MTO’s data for 2015, we already know that accidents increased in 2015 — and that more of the 2015 accidents occurred in the second half of the year than in the first. As a result, it’s difficult to tell how much of the increase reported by the SDS results from the first six months of 2017 rather than the last six of 2015. We’ll have to wait for the MTO’s report to know for sure.
What TPS Statistics Tell Us About Ontario Accidents
The TPS statistics suggest a more optimistic possibility for 2017. The 77 traffic fatalities in Toronto during 2016 were abnormally high, prompting the Toronto City Council to respond by unveiling the Vision Zero road safety plan. Under the plan, Toronto would spend $80 million over five years to entirely eliminate traffic fatalities.
The TPS statistics may be evidence that Vision Zero is off to a strong start. According to TPS, only 59 individuals died in traffic accidents in Toronto between the start of 2017 and mid-December. If the year-to-date count provided by the TPS is accurate, it represents welcome news, and suggests that traffic accidents generally may be on the decline.
Unfortunately, that suggestion isn’t a particularly strong one. After all, the TPS data only counts traffic fatalities. A decrease in fatalities doesn’t necessarily mean non-fatal accidents have also fallen. In addition, the data is limited to Toronto, not Ontario generally. So, again, we will have to wait for the MTO to clarify the data.
Mazin & Associates PC
Protecting Yourself Before and After an Accident
Although we can hope that public programs like Vision Zero prove successful, each of us must also take steps individually to help prevent auto accidents in Ontario. Some of the most important are:
- Paying attention to, and planning for, road and weather conditions. What might be safe on warm, sunny days could be disastrous when it’s cold, icy, or dark outside. Know what road conditions are ahead of time and plan accordingly.
- Paying attention to those around you. In Ontario, drivers share the roads with pedestrians, bicyclists, and motorcyclists. Each of these groups are especially vulnerable to serious injuries as the result of an accident, and each are also notoriously easy to miss while driving. So, pay close attention to those around you.
- Wearing a seatbelt and other safety equipment. Seatbelts in a car or truck, and helmets on bicycles or motorcycles, save lives — but only when they’re actually used. You’ll be thankful you decided to use such devices if you ever are involved in an accident.
Unfortunately, even the best preventive measures can’t ensure perfect safety on the road. Ontarians injured in an accident should consult an experienced personal-injury lawyer to protect themselves and pursue the compensation the law entitles them to.
- Motor vehicle accidents
- Motorcycle accidents
- Snowmobile accidents
- Pedestrian accidents
- ATV accidents
- Car accidents
- Truck accidents
- Bicycle accidents
Kronis Rotsztain Margles Cappel LLP
Kronis Rotsztain Margles Cappel LLP
What to do after a car accident in Ontario?
here’s what to do after a car accident in Ontario
Step 1 – Stop the car, secure your safety
If you’re in a car accident in Ontario and don’t stop the car, you could face criminal prosecution charges. Turn on your four-way lights (hazard lights, four-way flashers) and set up road flares if you have them. For safety, stay in your car.
Step 2 – Call the authorities
Regardless of who is at fault, or any damage done, the faster emergency crews can respond, the better chance of survival for all. If you’re the one who is suffering, you’d want the help, too. Practice your empathy and do the world a favour.
The 9-1-1 operator will tell you if police are required on the scene. The following is a rough guideline for when police should be present.
If there are injuries.
Should the damage to any car from the accident exceed $2,000.
If you suspect someone is intoxicated, either by drugs or alcohol.
For minor accidents, call the collision reporting centre
If the total damage in the car accident is less than $2,000, no one is injured, and there are no signs of intoxication or other illegal activity, it’s minor. Call an Ontario collision reporting centre at 416-745-3301. You can also find an Ontario location by clicking here.
Step 3 – Take photos
When safe to do so, get out of your car and start taking pictures on your cell phone. Ideally, you haven’t moved your car. The photos and descriptions from all involved drivers will help determine fault for the insurance companies. Remember, Ontario uses the no-fault insurance system. So, you’ll only deal with your insurer regarding the accident.
Step 4 – Move your car
When it’s safe, and if you can, move your vehicle to the side of the road, away from traffic. If you can’t drive your car, ensure the hazard lights are on, and your road flares are set up if you have them. You can even pop your hood.
These are all signs that there’s been an accident to passing drivers. Those drivers, due to the “rubbernecking” will slow down to get a closer look. Unless you can walk away to a nearby sidewalk, stay in your car to keep warm. If it’s wintertime, hopefully you have a roadside emergency kit with a blanket in it. Don’t fret, emergency crews are on the way.
Step 5 – Record the details of the accident
Record the following, in your own words. You can use your phone’s voice recorder or any note-taking app or even send yourself an email of what happened.
Description of the accident
Draw a diagram of the accident
It’s essential to get these details down in your head while they’re fresh and before talking to others who may influence your statement. Honesty is the best policy.
Here is the government of Ontario’s accident worksheet.
What you need from the other driver involved
Driver’s licence number
Vehicle plate number
Vehicle make and colour
The registered owner of the vehicle (it could be different than the driver)
Vehicle identification number (VIN)
Insurance policy number & expiry
Damage to their vehicle
Number of passengers in the car
Names of the passengers and their positions in the car (e.g. rear driver’s side)
Step 6 – Call your car insurance company
They are there to help you. Whether you choose to file a claim or not is still up to you, unless you don’t have coverage. You must submit a report within 7 days, ideally within 24 hours. If you don’t, your insurance provider may deny your claim.
What you need to give your insurance company after a car accident
Your car insurance policy number
The Make, model, year, registration and licence plate number of your vehicle
Date, time and location of the accident
Your description of the accident
The driver’s name and licence number of all drivers involved
The registration and insurance from the owner of the car
Number of passengers involved
The extent of any injuries to all people involved (pedestrians and cyclists, too)
The extent of damage to your vehicle
Names and driver’s licence numbers of all drivers involved
Names of insurance companies and auto insurance policies of all drivers involved
If the police show up, make sure to get the name and badge number of the investigating officer
What happens after a car accident?
After a car accident, you may require a tow to a collision centre, depending on the state of your vehicle. It’s another great time to speak with your insurance company. Depending on your Ontario car insurance policy, you likely have OPCF27, which covers your rental car after an accident. If you have collision and comprehensive, you can waive the rental car insurance, too.
In Ontario, no-fault insurance means you’ll deal with your own car insurance company for claims and navigating through this process. In fact, while your report and the police report are critical components to assigning fault, your insurance company will have the final say. Know that you can be found partially at fault, in other words, anywhere from 0% to 100% at fault in a collision.
Check out Ontario’s fault determination rules (with diagrams) to get an idea of where you might be on the scale.
Will my insurance go up after a car accident?
If you are found at fault, generally speaking, you can expect your premiums to go up. There are exceptions, however, including if you have accident forgiveness on your policy, which means they essentially ignore a first-time accident. Keep in mind, if this is the case, it goes on your record. If you switch insurance companies, the accident may rear its ugly head and raise your premium.
But even if you’re found to be 0% at fault, your premiums might still go up. This could be due to your car insurance company raising rates. This is why it’s essential to compare car insurance and make sure you’re getting the best value.